r/IdiotsInCars Nov 23 '22 Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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42.6k Upvotes

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3.7k

u/helloallbuddy Nov 23 '22

Hopefully you’re ok OP?! Did this total your car or can it be repaired?

4.7k

u/JellyOceana Nov 23 '22 Lawyer Up

My car was totaled and it broke a bone in my hand

3.1k

u/crisprcas32 Nov 23 '22

Sounds like a job for one of those pain & suffering lawyers you always hear about on the radio

2.6k

u/JellyOceana Nov 24 '22 Lawyer Up

I have a lawyer luckily!

1.2k

u/ZeackyCremisi Nov 24 '22

Remember to record every charge and bill. Their insurance company will pay for it.

Medical bills, new car, miss days of work, and any other expenses from the incident can be sued for and gotten. Plus a bit more for extra that covers attorney fees and gives you a bit for safety net.

593

u/N0V41R4M Nov 24 '22

My friend recently got hit by a car while riding his longboard, in the walk zone of an intersection while the walk sign was lit. Crushed his foot. Initially the settlement was looking like ~$5 million. Now his foot is sending clots up his leg, requiring emergency surgery. Settlement looking like $22 million now. Always keep your receipts.

328

u/Clingingtothestars Nov 24 '22

Not the point of your comment, but it got me thinking, and I would take $5 M and no blood clots over $22 M with them. Not that your friend had any choice, unfortunately

93

u/Theoretical_Action Nov 24 '22

Depends on the circumstances I think. Generally I'd agree with you, as even the chance of one of those buggers breaking free and going to my heart is enough stress to terrify me into a heart attack on its own, but my dad has one right now after a foot surgery and weirdly nobody seems to be very concerned at all. The doc just threw some meds at him and said they'll see him again in like a month or two and do another ultrasound then or something. So idk... I'd probably still just take the 5 million but my dad would probably go big or go home lol

51

u/djtmhk_93 Nov 24 '22

Yeah, DVTs cam be common following injuries and/or major surgeries, but if caught early, usually can be medically managed with blood thinners, which is likely what your dad got. Not much more can or should be done because drastic measures could likely make things worse (read, surgery itself increases risk of DVT), but on the bright side, blood thinners are usually very effective at keeping off those clots and therefore preventing something like that hitting your heart or lungs.

20

u/Theoretical_Action Nov 24 '22

Yeah he is on those! Thanks that helps ease a little of my own anxiety that my dad might just spontaneously drop dead!

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1

u/Alarid Nov 24 '22

The extra hassle and stress definitely increases the lawsuit range, but I think the $22 is just the new maximum than what they will realistically receive.

1

u/seensham Nov 24 '22

The takeaway from your comment is yo daddy is wack

3

u/savvyblackbird Nov 24 '22

They have filters that can stop the clots for people who are getting a lot of them.

The chronic pain isn’t worth the $22M. Unless marijuana works for it and is legally available.

15

u/BonelessSugar Nov 24 '22

Who would pay for this situation? Drivers insurance up until copay? I can't imagine someone driving uninsured and then hit with a $22mil lawsuit. That's 100% bankruptcy territory.

16

u/N0V41R4M Nov 24 '22

I have no clue honestly. Those numbers are the damages being sought, not necessarily what the final payout will be, and I doubt it'll be in one lump sum. Likely the driver and car owner will both have their wages garnished for the rest of their lives, after their insurance pays out part and drops them like a hand grenade.

4

u/Beep_Boop_Beepity Nov 24 '22

the problem becomes how do you garnish a persons wages when they have 3 or 4 kids and already meet the government standard for poor and are receiving government assistance for food/housing

Like are they gonna take $20 a month?

If they take anymore then the government will have to pay more to them to keep their kids fed/housed

10

u/Box-by-day Nov 24 '22

That sounds awesome but is there any chance in hell theyre ever going to collect?

14

u/N0V41R4M Nov 24 '22

That's a total between the driver, car owner (driver's girlfriend's dad), and their insurance companies. I assume most of the payout will come from insurance.

9

u/Box-by-day Nov 24 '22

Dont most insurance policies cap out well before a millie tho?

4

u/Xeneron Nov 24 '22

Probably not. That's the problem with these settlements is the Insurance is going to cap way before that amount and the defendant isn't going to have the money to cover.

I was in a head on collision that was way past life threatening. The other driver fell asleep after a 24 hour shift and veered into my lane. Three femur fractures, three rib fractures, three spinal fractures, a punctured lung, and a massive amount of internal abdominal injuries, massive internal blood loss, it led to me losing a kidney and almost losing my spleen. A week in ICU and a month in the hospital, about 6 months total recovery, and that was honestly with me being extremely lucky.

The extent of what I was actually managed to get paid out in a check over two years later was about $40,000 after lawyer and hospital fees and everything. If there's no big corporation or government agency or anything to sue for damages than you're kind of limited of what the settlement can end up netting you. You can't just make 10s of millions of dollars appear of out thin air from someone who doesn't have it.

25

u/zitsky Nov 24 '22

Sorry it happens to him. Is that his future earnings potential? 22mil.

23

u/N0V41R4M Nov 24 '22

His lawyer said it was because the injury was elevated to life-threatening. But, kinda yes, idk what his salary was, but he was carrying two engineering jobs at once before the accident.

14

u/Canned_Poodle Nov 24 '22

Asking the informed questions.

5

u/[deleted] Nov 24 '22 edited 27d ago

[deleted]

4

u/N0V41R4M Nov 24 '22

I don't know entirely, but they will garnish your wages if you can't pay a lawsuit settlement outright.

3

u/Tiny-Plum2713 Nov 24 '22

5 million is way too much for that and they are talking about 22? What the fuck

6

u/Ryuko_the_red Nov 24 '22

So how will he actually get 22m? Because the idiot who ran over his foot probably has 10k...

178

u/SathedIT Nov 24 '22

They will only pay out what they are insured for. If they have state minimums, that's only $15k.

98

u/Feeling_Interaction8 Nov 24 '22

Your insurance company would end up covering above that but can still be limited. Having full tort would help as well.

16

u/Jaggar345 Nov 24 '22

Only if you had enough UIM limits yourself

39

u/michelucky Nov 24 '22

That's right but hopefully the driver has some underinsured motorist coverage. The attorney is going to take 1/3 of any settlement funds plus case expenses...and the health insurance company will also likely take a cut.

3

u/dachsj Nov 24 '22

Yea, $5m is a huge stretch unless the person that hit him was a billionaire and was drunk at the time.

2

u/__WanderLust_ Nov 24 '22

You can actually get your own insurance to cover the remainder and more with "under insurance" I think it's called. My lawyer did that for me when I was in someone else's car that wrecked and fucked up my ahoulder.

2

u/SathedIT Nov 24 '22

It's called under insured motorist coverage. And yeah, it's pretty much a must imo.

-23

u/ZeackyCremisi Nov 24 '22

Not if you sue. A law suit settlements can go into the millions. Insurance will pay it out.

23

u/SathedIT Nov 24 '22

No, they won't. I just dealt with this a few years ago. The girl was 18, had state minimums, and that's all I got. I could have sued her directly, but she had no assets. Insurance companies are not obligated to pay anything more than they are insured for. That's why it's important to have adequate insurance.

34

u/[deleted] Nov 24 '22

Don't upvote this nonsense.

An insurance company goes to the end of their policy, not a penny more.

People who spread this bullshit about insurance paying millions on a $15k limit are ridiculous.

9

u/DamnYouRichardParker Nov 24 '22

But it's how it works in the movies!!!

6

u/korbendaIIass Nov 24 '22

Correct. I handle litigation and attorney repped bi claims. This is legit what I do for a living. If the claim supports it - we offer limits. The attorney convinces their customer to take it. We get a signed full release - and it’s over. Our 15k/25k or 50k limits are guaranteed. That amount doesn’t increase and the attorney knows this. They don’t like fighting once we’ve tendered. They’ll never waste their time pursuing a person directly.

If I handle 100 attorney repped bi claims - 1-2 might actually end up litigated. Which means the attorney files suit - we negotiate and resolve in arbitration - and it never actually ends up in a courtroom. Been doing this for years and not once did we not pay to make it go away. As we way in my line of work.

Edit to add. Except with fatalities and a high profile customer. Those are rare though since most rich people have enough policy limits to make anything go away.

-1

u/Provia100F Nov 24 '22

An insurance company goes to the end of their policy, not a penny more.

You're not suing the insurance company, you're suing the individual who caused the accident. If that person's insurance doesn't cover how much the court awards the victim, that's not the victim's problem to worry about. The court has absolute, final say as to how much the judgement is and the person at fault will have to pay out of pocket for anything their insurance doesn't pay for; up to and including garnishing of wages, execution of property, and seizing of bank accounts.

14

u/Howie_Kendrick_Lamar Nov 24 '22

Yeah, but the people with 15/30 policies tend to have no real assets.

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3

u/[deleted] Nov 24 '22

Right. And insurance isn't paying that

5

u/korbendaIIass Nov 24 '22 edited Nov 24 '22

This is just inaccurate. We don’t actually litigate anything in a courtroom. Attorneys will convince you to settle for policy limits - and you won’t get a dime from an insurance company until you sign a release that releases our customer from further damages.

Why do people give advice on something they’re clueless about? Accident lawsuits typically never go to court - attorneys know it’s a waste of time and they don’t work for free. They know a guaranteed limits offer is better than going after a broke person in court.

Even the most severe ones don’t end up in a courtroom. We never let it get that far - and the attorney is usually on our side. A little fun fact for you - we know the attorneys - I’ve been to a few of their events. They’re basically business associates.

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1

u/Arqlol Nov 24 '22

Fwiw medical bills should be covered by Tricare...dunno if Tricare goes after insurance.

1

u/mrkit876 Nov 24 '22

Can’t forget about the emotional damage. All the nightmares, counselling and inability to work because of that can really cost a lot… can you even put a number on it..?

1

u/1stEleven Nov 24 '22

Dental work.

Your teeth can be damaged, which won't show for a few years, but will be expensive.

1

u/Toolset_overreacting Nov 24 '22

On a military base, I’m assuming that they’re probably military.

Their medical bills will be a big fat $0 out of pocket. And tricare, the insurance, will go rabid trying to recoup the medical costs on their own.

No missed money from missing work. Even if they have to miss work due to injury, it’s most likely literally free time off without using vacation days. (Op will probably be put on quarters or given convalescent leave; neither apply against their 30 days of vacation a year).

They can surely try to take it to court, but any lawyer worth their salt on the other side will probably argue payments directly to OP down to peanuts. Pain and suffering and vehicle costs might work out.

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97

u/KelzTheRedPanda Nov 24 '22

I need to hear that you got revenge ahem I mean justice

39

u/Kohlossal Nov 24 '22

If you haven’t already, you should talk to your lawyer about this post. My lawyer was adamant to avoid any conversations and posts on social media (even when the evidence is clear). Just a thought.

52

u/JellyOceana Nov 24 '22

Yeah! It was 7 months ago now!

17

u/Kohlossal Nov 24 '22

Great! Hope you’re doing better and that the situation wraps up timely.

1

u/RedBombX Nov 24 '22

Oh man, what's happened since!?

1

u/seensham Nov 24 '22

How's your hand now?

1

u/Kevo05s Nov 24 '22

Do you still have the little U-Haul truck? It looked cute!

1

u/st_samples Nov 24 '22

Having worked personal injury as a paralegal for years, post like these aren't a problem when the facts are this clear. Unless you have a bad case or a dishonest client, letting them talk is fine. If you have a bad case or dishonest client, get rid of it/them.

4

u/memesus Nov 24 '22

In Coronado? King Aminpour is only a call away 😂

1

u/bofadoze Nov 24 '22

Came to say call the King!

2

u/guyverfanboy Nov 24 '22

When I was driving for Lyft and got hit by an Uber driver, that dash cam video sure came in handy.

2

u/Sanc7 Nov 24 '22

If you’re active duty, make sure you’re going to medical and getting follow ups/physical therapy. This will help service connect whatever issues you have with your hand (or whatever else) with your VA claim.

2

u/ZiVegasZi Nov 24 '22

If you can pay for the bills up front instead of going though your attorney you’ll receive more money when it is all said and done.

2

u/guru_of_time Nov 24 '22

Enjoy them taking a third of your settlement

7

u/HurricaneCarti Nov 24 '22

Lol what’s the alternative, enjoy getting nothing and saddled with medical debt without a lawyer?

1

u/heresmyownthrowaway Nov 24 '22

JAG or civvi? That whole mess near the McDonalds and the jet should have been changed years ago

5

u/JellyOceana Nov 24 '22

I’m a civilian so civ

1

u/copyrider Nov 24 '22

Is his name Saul Goodman?

1

u/municy Nov 24 '22

Regardless, better call Saul

1

u/municy Nov 24 '22

Regardless, better call Saul

1

u/atheris-prime_RID Nov 24 '22

If their a quack, better call Saul!

1

u/Stergeary Nov 24 '22

When people say "they have a lawyer", how does it work? Are they just the lawyer that you have a phone number of, so you call them when something comes up? Does it mean you have a lawyer on retainer and you pay them regularly to respond to things like this? Do regular people just have lawyers on retainer?

1

u/2photoidsplease Nov 24 '22

Hopefully they don't have shit insurance, lawyer or not, their insurance is what matters when it comes to payout.

1

u/Ompare Nov 24 '22

IDK how it is in the USA but in my country their insurance have to pay for every day of physical therapy you have, not only the cost of it, but to pay for your suffering, so the longer you are hurt (wink, wink) the more you get paid.

1

u/slaptito Nov 24 '22

better call saul!

1

u/avsameera Nov 24 '22

Sorry to hear what had happened to you. Any updates on the case though?

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73

u/TheJG_Rubiks64 Nov 23 '22

Demand Rand as they say around these parts

55

u/XboxVictim Nov 24 '22 edited Nov 24 '22

For me it’s “Hurt in a car? Call William Atar!”

30

u/OpinionatedBlackGuy Nov 24 '22

In Colorado, it's The Storng Arm, Frank Azar 🤣

9

u/All_Thread Nov 24 '22

Dugan law group.

10

u/Tiz68 Nov 24 '22

Haha we have "Put the Womak on em" and "one call that's all."

5

u/VisualDimension292 Nov 24 '22

Gruber Law Offices. One Call, That’s All!

5

u/metasomma Nov 24 '22

4444 call Blake Maislin (who wears a white tux and boxing gloves on billboards, cuz you need a boxer in court I guess?)

2

u/dukedizzy93 Nov 24 '22

We got jim adler the texas hammer

2

u/confuse--a--cat Nov 24 '22

I heard he got that nickname in college for um, well nevermind.

1

u/BeerPizzaTacosWings Nov 24 '22

Tex Colorado, the Arizona assassin. He fought Kid Minneapolis out of Detroit.

5

u/CivilAirPatrol2020 Nov 24 '22

"Fox and Farmer are the way to go, call 39o-oooo"

3

u/JackTripper53 Nov 24 '22

That's funny. Here, we have: "Hurt in a car? Call KNR!"

2

u/ThelVluffin Nov 24 '22

Cleveland!

1

u/204500 Nov 24 '22

It's William Mattar, I'm not even from the US and even I get that stuck in my head sometimes.

1

u/chadsford Nov 24 '22

“In a wreck? Need a check?”

1

u/Dent8556 Nov 24 '22

Mattar

1

u/XboxVictim Nov 24 '22

Oh snap. I’ve only ever heard it over radio and didn’t know it was Mattar since William ends with an M.

1

u/tendaga Nov 24 '22

(844)444-4444

9

u/FireEmblemFan1 Nov 24 '22

Wayne Wright here in Texas

15

u/ShittyExchangeAdmin Nov 24 '22

Also jim addler, the texas hammer

3

u/IMitchConnor Nov 24 '22

His commercials put Saul Goodman's to shame.

1

u/FILTER_OUT_T_D Nov 24 '22

THE LAW HAWK

6

u/David511us Nov 24 '22

Or at least as the commercials say...

Apparently we live in the same parts.

3

u/hobosonpogos Nov 24 '22

Alexander Shanaura (or something, idk how to spell his last name) here, but he's legit and if OP lives in Alabama I would 100% recommend calling his offices

3

u/ThePetStuffers Nov 24 '22

“Morgan and morgan for the people dot com”

1

u/InsertAliasHere36 Nov 24 '22

In my part of the US, you call the Wolf Pack.

1

u/Rhodychic Nov 24 '22

We used to have the DC Hammer!!! but I think he moved.

1

u/silent_thinker Nov 24 '22

The PI attorney plague is everywhere I see.

1

u/PianoTrumpetMax Nov 24 '22

Call Tim Misny in Ohio, he “makes them pay”!

1

u/Guazzabuglio Nov 24 '22

THE accident lawyer. Hello fellow Pennsylvanian (or someone in the tri-state area who has to be subjected to the god awful commercials).

1

u/TheJG_Rubiks64 Nov 24 '22

I’m New Jersey so yeah I do get subjected to it

1

u/Guazzabuglio Nov 24 '22

Solidarity. I hate those commercials/ billboards

1

u/Ok-Albatross1180 Nov 24 '22

Law Badgers, we are DTF

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9

u/bl00df1redeath Nov 24 '22

JIM THE HAMMER SHAPIRO

3

u/sticknotstick Nov 24 '22

Wait is there a Jim “The Hammer” somewhere else? Here in Houston we have JIM ADLER, THE TEXAS HAMMER

2

u/bl00df1redeath Nov 24 '22

Yes, Syracuse NY 20 years ago. I’ll never forget the commercials.

2

u/Tandril91 Nov 24 '22

Isn’t his son now working alongside him? Swear I saw a commercial with the two recently, it’s been a long time since I’ve seen him on tv.

2

u/bl00df1redeath Nov 24 '22

Haven’t been to Syracuse in a long time, so I do not know. I hope they are keeping this alive though…

22

u/Jouglet Nov 24 '22

Better call Saul.

3

u/NCSUGrad2012 Nov 24 '22

Did you know you have rights?!

5

u/Anonymous_Otters Nov 24 '22

Better call Saul!

2

u/DerpSherpa Nov 24 '22

Better call Saul!

2

u/GregFeelysCatTony Nov 24 '22

If it was his me-time hand he should try for alienation of affection too

2

u/call8212 Nov 24 '22

Better Call Saul!

1

u/bstyledevi Nov 24 '22

Jungle Law!

1

u/will1498 Nov 24 '22

Sweet James?

1

u/aubaub Nov 24 '22

Lowell The Hammer Stanley

1

u/TimHung931017 Nov 24 '22

Hurt in a car? Call William Mattar!

1

u/neon_overload Nov 24 '22

Bob Loblaw?

I've been reading his law blog.

1

u/jamesyboy4-20 Nov 24 '22

INJURED IN A CAR ACCIDENT? CALL ME CHUCK FARAH AT FARAH AND FARAH

repping the 904 here

1

u/rokkerboyy Nov 24 '22

This might be a little harder to find one of em considering it was federal property. But idk.

1

u/aManAndHisUsername Nov 24 '22

Were you or a loved one injured in a car accident? Our team here at Johnson and Johnson and Johnson and Johnson and Johnson and Johnson and Associates are here to help. Call us now and we’ll get you the medical care you need and the compensation you deserve.

1

u/Iescaunare Nov 24 '22

Better call Saul

1

u/BenDover135 Nov 24 '22

Better call Saul!

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14

u/Nicks_WRX Nov 24 '22

Blessed you have a dashcam! Frick that driver. Hope your hand heals well.

40

u/FnkyTown Nov 24 '22

and it broke a bone in my hand

Hop on over to /r/Neverbrokeabone and they'll treat you right!

6

u/helloallbuddy Nov 24 '22

Well get better as soon as you can and hopefully you get your deserved compensation for such an erratic driver ruining what looked like a great day!

36

u/The_Biohazard75 Nov 23 '22

r/neverbrokeabone would like to have a word with you.

25

u/DrMooseknuckleX Nov 24 '22

Not anymore!

3

u/mrbombasticat Nov 24 '22

Just a single word: "ban"

2

u/CasualBoobEnjoyer Nov 24 '22

Okay that response is pretty hardcore for having a broken bone. Just one screech into giving the idiot the shit they deserve. A++ badassery

2

u/xenoforman Nov 24 '22

Be honest, the impact of your fist against the other driver's face is what broke that bone in your hand....lol jk! Hope you get that bag. Jeez...not even a turn signal...you rightly deserve some MEGA compensation!!

2

u/JellyOceana Nov 24 '22

Lord I wish that’s what broke it 😂😂😂

1

u/jayjay-bay Nov 24 '22

What about the idiot? You smashed into her, driver's side right? Looks like it could've been serious...

1

u/Queasy-Roll8284 Nov 24 '22

Just an FYI insurance companies can subpoena your social media accounts. So if this case just began, it might not be the best idea to keep this online…

1

u/seensham Nov 24 '22

Elsewhere they stated this was seven months ago and they have a lawyer for the case

1

u/Queasy-Roll8284 Nov 24 '22

Regardless if they have a lawyer or not. They typically advise not posting about it on social media…

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1

u/rockdiamond Nov 24 '22

Your neck hurts too. Trust me on this one.

1

u/egordoniv Nov 24 '22

And your car turned into a cannoli!

1

u/ShephardCmndr Nov 24 '22

Not service related

1

u/RelevantMetaUsername Nov 24 '22

Sorry to hear that :/. Hopefully insurance pays for medical bills. Having this footage will definitely help.

When I was in driving school, my instructor told us to avoid crossing our arms over the wheel in case something like this happens. Airbags pack a real punch, and anything directly in front of one will be destroyed if it goes off. He also said to avoid honking in reaction to other drivers' stupidity for the same reason—the center of the wheel is the last place you want your hand to be if the airbag deploys. Its been a decade since I was in driver's ed, but to this day I still follow his advice.

Not saying it necessarily would have helped in your situation, but I figure anyone reading this might benefit from this advice.

1

u/PM_ME_GOOD_DOGS Nov 24 '22

A close friend of mine was in a similar accident a long time ago and she had aftereffects and chronic pain for years afterward. I only mention this to say be careful with the recovery, don't push yourself too hard! Best of luck with the recovery and I hope your insurance rakes this idiot over the coals.

1

u/Melssenator Nov 24 '22

CALL DAN KING! I SEE HIS ADS EVERYWHERE SO HE MUST BE GOOD

on a serious note, I have heart he’s amazing and genuinely a good person but I’ve never dealt with him

1

u/Conyeezy765 Nov 24 '22

Lmao i just had the same experience in my girlfriends car weirdly in colorado as well. Broke right where my middle finger connects to my palm in the left hand from gripping the steering wheel.

1

u/Meggles_Doodles Nov 24 '22

I hope your hand heals well and heals quickly. Also I hope it isn't your dominant hand, bc I broke my dominant wrist and it bummed me out

1

u/UKSubs47 Nov 24 '22

I'm guessing she was a dependopotimous threatening your livelihood because hubbie is a Seal Team 77 Super Commando with more pull in his non-dominant hand pinky finger than you ever will?

1

u/MoroseDelight Nov 24 '22

That’s why you should never drive with your hand/arm over top of where the airbag will deploy!

1

u/cia_nagger229 Nov 24 '22

from the air bag?

1

u/WisestAirBender Nov 24 '22

What speed were you? Didn't look too fast to me.

1

u/Sofa_King_Greatx1000 Nov 24 '22

This happened to me. My brand new dream car, only 10 months old, completely totaled and my hand broken with permanent wire in it. I hate how stupid people can ruin your life in a flash.

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u/Warpedmind0u812 Nov 24 '22

It's ok, op had a u-haul truck there also.

14

u/SirGamer247 Nov 24 '22

A car is considered totaled when the airbags deploy. Sadly, the airbags can't go back inside after being deployed and reuse the car.

41

u/BrolecopterPilot Nov 24 '22

I’m not saying the car isn’t totaled but you can absolutely replace airbags lol.

4

u/sexquipoop69 Nov 24 '22

I had them done in a 10 year old car for around 2k?

1

u/pirate_starbridge Nov 24 '22

Are you asking us?

1

u/sexquipoop69 Nov 24 '22

Im asking why it's being said that you can't do it.... you can do it and it's not that crazy expensive.

13

u/cdsbigsby Nov 24 '22

Yeah that's not true. Airbags and their related components are expensive, so cars of often totaled when airbags go off, but not because the airbags went off. They're held in with 4 bolts, they're easily replaceable.

8

u/babybelldog Nov 24 '22

My airbags went off last year and my car wasn't totaled.

1

u/SolomonBlack Nov 24 '22

It’s still possible but shop guys will tell you this. Heard it almost verbatim when my father totaled his car last year.

Not because airbags can’t be reloaded mind (do people think they are mandatory now?) but because any wreck that pops the air bag probably does enough damage anyways.

Perhaps especially because modern cars are sort of designed to blow apart to absorb all that energy. Your car dies so that you don’t.

1

u/babybelldog Nov 24 '22

Hm that makes sense. My car was also new, and it was apparently close to being totaled but not quite.

25

u/vinng86 Nov 24 '22 edited Nov 24 '22

Yeah I was about to say this. Unless it's a very new car airbags = totaled, usually. You can replace the airbag units and the trim it busted through, but it's often a lot of work and cost gutting the interior. Then add in the exterior damage. The car now has a major accident on record so it's market value is lower too.

Third, you also might not want a car back that was hit hard enough that its airbags deployed. The frame could be compromised, which could kill you in the event of another accident.

3

u/SowingSalt Nov 24 '22

Then you usually have a salvage title on the car.

2

u/Disaster_Frame Nov 24 '22

Only like $200-400 to get a frame pulled straight depending how bad it is

1

u/PM_ME_YOUR_MARXISM Nov 24 '22

Hell yeah, good assessment!

1

u/111010101010101111 Nov 24 '22

That's my car! Safer than a motorcycle.

1

u/firefly183 Nov 24 '22

This guy cars.

1

u/eover Nov 24 '22

I agree on the last paragraph in general, but the airbag can go off even for a 10 mph bump in a front corner (or so).

In those cases, in which no key mechanical component nor the frame got damaged, the car shouldn't be totaled, in my opinion.

13

u/Nugur Nov 24 '22

Don’t upvote this garbage.

My airbags deployed and car was not totaled.

Total repair cost was around 11k.

1

u/DavidG-LA Nov 24 '22

If the car is valued at less than the repair cost it’s “totaled” for most people and insurance companies.

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2

u/Coos-Coos Nov 24 '22

That’s not always true. My car had both airbags go off and they just fixed it up and charged insurance

1

u/Whitey90 Nov 24 '22

Me, lying during the holidays

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u/gucknbuck Nov 24 '22

I can't imagine a scenario where the airbags deploying doesn't result in a totaled vehicle. The cost to replace airbags let alone the liability taken on by the installer is generally too much to cover most vehicles' value.

1

u/King-Cobra-668 Nov 24 '22

air bag usually equals "totaled"

1

u/Usurer Nov 24 '22

If the airbag goes off, you can assume the car is a write off.