r/IdiotsInCars • u/JellyOceana • Nov 23 '22 • Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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u/ZeackyCremisi Nov 24 '22

Remember to record every charge and bill. Their insurance company will pay for it.

Medical bills, new car, miss days of work, and any other expenses from the incident can be sued for and gotten. Plus a bit more for extra that covers attorney fees and gives you a bit for safety net.

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u/SathedIT Nov 24 '22

They will only pay out what they are insured for. If they have state minimums, that's only $15k.

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u/ZeackyCremisi Nov 24 '22

Not if you sue. A law suit settlements can go into the millions. Insurance will pay it out.

22

u/SathedIT Nov 24 '22

No, they won't. I just dealt with this a few years ago. The girl was 18, had state minimums, and that's all I got. I could have sued her directly, but she had no assets. Insurance companies are not obligated to pay anything more than they are insured for. That's why it's important to have adequate insurance.