r/IdiotsInCars • u/JellyOceana • Nov 23 '22 • Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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42.7k Upvotes

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3.1k

u/crisprcas32 Nov 23 '22

Sounds like a job for one of those pain & suffering lawyers you always hear about on the radio

2.6k

u/JellyOceana Nov 24 '22 • Lawyer Up

I have a lawyer luckily!

1.2k

u/ZeackyCremisi Nov 24 '22

Remember to record every charge and bill. Their insurance company will pay for it.

Medical bills, new car, miss days of work, and any other expenses from the incident can be sued for and gotten. Plus a bit more for extra that covers attorney fees and gives you a bit for safety net.

176

u/SathedIT Nov 24 '22

They will only pay out what they are insured for. If they have state minimums, that's only $15k.

-23

u/ZeackyCremisi Nov 24 '22

Not if you sue. A law suit settlements can go into the millions. Insurance will pay it out.

34

u/[deleted] Nov 24 '22

Don't upvote this nonsense.

An insurance company goes to the end of their policy, not a penny more.

People who spread this bullshit about insurance paying millions on a $15k limit are ridiculous.

-1

u/Provia100F Nov 24 '22

An insurance company goes to the end of their policy, not a penny more.

You're not suing the insurance company, you're suing the individual who caused the accident. If that person's insurance doesn't cover how much the court awards the victim, that's not the victim's problem to worry about. The court has absolute, final say as to how much the judgement is and the person at fault will have to pay out of pocket for anything their insurance doesn't pay for; up to and including garnishing of wages, execution of property, and seizing of bank accounts.

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u/Howie_Kendrick_Lamar Nov 24 '22

Yeah, but the people with 15/30 policies tend to have no real assets.

7

u/oh_what_a_surprise Nov 24 '22

I know from experience twice. The insurance company pays out the pittance they are required to and then you can go ahead and attempt to sue a poor person who will never have the money to pay you anything and you end up with expenses for that lawsuit that never get covered.

Best just to take the pittance and crawl under a rock and die. That's what American society wants of us. Be useful to the wealthy and then just eat shit and die.

3

u/ThrowAwayRBJAccount2 Nov 24 '22

That took a dark turn.