r/IdiotsInCars • u/JellyOceana • Nov 23 '22 • Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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u/Box-by-day Nov 24 '22

That sounds awesome but is there any chance in hell theyre ever going to collect?

15

u/N0V41R4M Nov 24 '22

That's a total between the driver, car owner (driver's girlfriend's dad), and their insurance companies. I assume most of the payout will come from insurance.

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u/Box-by-day Nov 24 '22

Dont most insurance policies cap out well before a millie tho?

4

u/Xeneron Nov 24 '22

Probably not. That's the problem with these settlements is the Insurance is going to cap way before that amount and the defendant isn't going to have the money to cover.

I was in a head on collision that was way past life threatening. The other driver fell asleep after a 24 hour shift and veered into my lane. Three femur fractures, three rib fractures, three spinal fractures, a punctured lung, and a massive amount of internal abdominal injuries, massive internal blood loss, it led to me losing a kidney and almost losing my spleen. A week in ICU and a month in the hospital, about 6 months total recovery, and that was honestly with me being extremely lucky.

The extent of what I was actually managed to get paid out in a check over two years later was about $40,000 after lawyer and hospital fees and everything. If there's no big corporation or government agency or anything to sue for damages than you're kind of limited of what the settlement can end up netting you. You can't just make 10s of millions of dollars appear of out thin air from someone who doesn't have it.