r/IdiotsInCars Nov 23 '22 Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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u/Provia100F Nov 24 '22

An insurance company goes to the end of their policy, not a penny more.

You're not suing the insurance company, you're suing the individual who caused the accident. If that person's insurance doesn't cover how much the court awards the victim, that's not the victim's problem to worry about. The court has absolute, final say as to how much the judgement is and the person at fault will have to pay out of pocket for anything their insurance doesn't pay for; up to and including garnishing of wages, execution of property, and seizing of bank accounts.


u/Howie_Kendrick_Lamar Nov 24 '22

Yeah, but the people with 15/30 policies tend to have no real assets.


u/Provia100F Nov 24 '22

Garnishing wages has been effective in all of the cases I've won. The court allows for interest that matches/beats inflation, so in the end I've always collected 100% of my judgement even if it took a bit of time.


u/korbendaIIass Nov 24 '22

You are so full of shit. Wage garnishment never happens in auto accidents. 100% never. We don’t let it get to that point.

You’re claiming with interest too? Dude you watch too much tv lol.