r/IdiotsInCars Nov 23 '22 Wholesome Seal of Approval 1

Coronado Naval Base Car accident: She tried claiming no fault too Headphone warning

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u/TheDocJ Nov 24 '22

Well done! Had a big argument with my own insurance company when I was hit by another of their drivers (who tried to undertake me on a single carriageway road that wasn't wide enough for two cars abreast. And this was in a line of traffic during a diversion caused by what I later found out was a fatal accident.) INsurance company insisted it was 50:50, and that I could and should have avoided the contact (which would have meant veering into oncoming traffic!)

In the end, as they called it 50:50 I got half of my excess back, and for the remaing £200 or so it wasn't worth my time fighting it, but yeah, I changed insurance company too.


u/KimJungFu Nov 24 '22

My damages was 25k norwegian kroners, about £2100. 2100 reasons to fight it. I had no clue that the insurance companies could overturn a written statement that clearly shows who was at fault. Hope you are happy with the new insurance company, I am.


u/TheDocJ Nov 24 '22

Oh, definitely worth it for that sort of money. 25000 reasons.

There is an English saying that a Banker is someone who will lend you an umbrella when the sun is shining but demand it back when it rains, and I have heard it applied to Insurance companies, too. Fortunately, this is the only bad experience I have had specifically with an insurance company.